HY23 Interim Results Announcement

Overview of customer loans Composition (Jun 23) Mortgages Non-property SME and corporate Property and Construction Consumer Customer loans (gross) Geographic (%) Retail Ireland €0.3bn €0.3bn €2.4bn €1.3bn HY22 1 Based on geographic location of customer Bank of Ireland Profile of customer loans' at Jun 2023 (Gross) Ireland (€bn) UK ROW Total Total (€bn) (€bn) (€bn) (%) 31.2 15.5 0.0 46.7 57% 10.8 5.1 5.4 21.2 26% 5.0 1.2 1.7 7.9 10% 2.3 3.6 0.0 5.9 7% 49.3 25.4 7.1 81.8 100% 60% 31% 9% 100% Gross new lending volumes Retail UK Corporate & Markets €0.7bn €0.7bn €0.3bn €0.4bn €1.2bn £0.1bn €1.0bn £0.1bn £1.1bn £1.0bn €1.7bn €1.7bn £0.8bn £0.4bn HY23 ■Mortgages HY22 HY23 HY22 HY23 Consumer Business Banking Corporate Ire/Prop/Non-Core Acquisition finance Corporate UK 28

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