Financial Performance and Remediation Update

PROGRESSING OUR PRIORITIES - COMMERCIAL RESPONSES TO SOCIETY'S BIGGEST CHALLENGES AFFORDABLE AND SPECIALIST HOUSING Progress against $2bn financing target to support affordable and specialist housing1 (Cumulative $bn) $0.3bn $1.8bn $2.0bn INDIGENOUS BUSINESS • Hosted our first Indigenous Business Roundtable, hearing directly from NAB's Indigenous business customers on their experiences with NAB • Finalised our comprehensive indigenous business strategy, outlining our target investment to support growth over the next three years Developed a dedicated customer value proposition for Indigenous Community customers within the Government, Education and Community banking sub-sector 2020 2021 2023 Target • • • Cumulative total includes funding of affordable housing, specialist disability accommodation, sustainable housing; as well as a subset of loans made under the First Home Loan Deposit Scheme for: • Properties under the national median house price Borrowers with taxable income below the national median household income >4,300 affordable, sustainable and specialist dwellings created >11,000 people housed . Target under review for future ambition SUSTAINABLE AGRICULTURE • Worked with researchers from the Food Agility CRC to develop a tool that catalogues and reviews investment opportunities for Australian farmers that supports them to mitigate emissions and adapt to the physical risks of climate change Supported ClimateWorks Australia with the development of a natural capital catalogue which defines what, and how, natural capital metrics can be measured across Australian Farms. The next phase of this work in 2022 will involve supporting farmers to pilot the metrics on participating farms (1) Affordable and specialist housing includes loans for affordable housing, specialist disability accommodation, and sustainable housing. It also includes loans made under the First Home Loan Deposit Scheme for properties under the national median house price, and borrowers with taxable income below the national median household income. Progress is based on total lending facilities committed, where first drawdown occurred during the target period (1 October 2019 - 30 September 2023). This number does not reflect debt balances. 110 National Australia Bank

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