BHFL Strengths and Mortgage Products Overview

1,980 Cr Asset Under Management Rural Mortgages 5.6% Spread 93 Locations B BAJAJ FINSERV Hub and spoke model with presence across 78 up country locations as HUB and 50 locations as Spoke thru ASSC tie-ups Only business where company acquires self-employed non-professionals in HL ATS of 17 lakh with average Home Loan LTV of 58% and average Loan against Property LTV of 40% 48% of portfolio is HL and 52% is LAP - targeting 50:50 acquisition mix by Dec 2020 Highest standards of controllership across all products supported by adequate spread 19

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