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Taxation & Profitability Rs Bn 1H 2021 1H 2020 % change Tax on Financial Services 2.6 1.9 42.4 Profit before income tax 12.0 7.4 62.6 Income tax expense 2.2 1.9 15.6 Income Tax charge revised to 24% from 28%; Same applied to Deferred Tax Assets SLDB interest income exemptions Total Group PAT 9.8 5.5 79.0 Profit attributable to SH 9.5 5.2 83.3 Bank Profits (Rs Bn) Group Profits (Rs Bn) 12 50.0% 10.93 14 50.0% 12.01 10 10 9.08 45.0% 12 41.0% 45.0% 40.8% 9.80 10 8 40.0% 40.0% PAT 5.86 8 7.39 PAT 35.0% 4.46 PBT 5.48 35.0% 32.6% 6 33.1% PBT 4 30.0% Total Effective Tax 30.0% Total Effective Tax 4 2 25.0% 2 25.0% 20.0% I 20.0% 1H 20 1H 21 1H 20 1H 21

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