South Africa Highlights

Financial services | Scaling our dual-sided financial services ecosystem Merchant highlights Consumer highlights 1H24 growth driver M-Pesa MOPESA Vodafone Cash vodapay Vodacom financial services (SA) Merchants 950k up 41% One more service building out capabilities across B2B, B2C & C2B 30-day M-Pesa app users 4.4m supporting higher ARPU #1 mobile wallet 14m monthly Ana Vodafone app users New services > two thirds of revenue growth from new services Scaling users 60% growth in customers >10 000 merchants App downloads 7.6m with >100 mini-apps Insurance revenue Double-digit growth

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