Investor Presentation
The Leading Bank in Armenia
Overview
• The leading universal bank in Armenia, offering corporate,
investment and retail banking services
• Major contributor to the Armenian banking sector development
• Ongoing appreciation and quality recognitions by reputable
global institutions
Highest possible credit ratings within current sovereign rating
constraints
largest ATM
network in
the capital
26
branches
1,812
employees
largest network of
VPOS terminals in
the country
one of the largest
networks of POS
terminals in the country
Ownership Structure
Afeyan foundation
for Armenia inc.
ESPS
Holding
LTD
12.1%
7.5%
har
gemakers
aboutch
ersbankab
kaboutch
angemake
sbankab
tchangemakersbankaboutchand
makaboutchangem
sba
aboutch
akkabokabou
banchang
gougemangem
nger
ersb
about
ADB
13.9%
ano
EBRD 17.7%
sbankab
03
Investor Presentation | Ameriabank.am
Imast
Group
(CY) LTD
48.8%
NPS 79.0%
S&P BB-
CEI*
9.8
Moody's Ba3
Liabilities
15.7%
Market share
Assets
15.3%
Market share
Equity
13.2%
Market share
Loans
19.6%
Market share
Net Profit
18.0%
Market share
* Client Experience Index with max possible value of 10
ΛView entire presentation