2Q2023 Financial Performance Summary

Pre-Pensioner Loans bank bjb Pre-Pensioners % SML % NPL YOY Key Indicators 2Q22 2Q23 (%) (Rp Tr) (%) 13 5 Loans Outstanding 11,540 11,964 +3.7% 12.0 Net Expansion 12 11.9 217 4 325 +50.2% YtD (Rp bn) 11.6 11.5 11.5 11.6 11.3 Avg. Loans Outstanding 166 163 -1.7% 11.2 (Rp mn) 10.9 11 3 No of Account 69,423 73,241 +5.5% 10 9 8 2Q21 ד 2 % Portion of Direct Deduction from Payroll 95.2 95.5 +0.3 Asset YOY 2Q22 2Q23 Quality (%) 1 Special 1.0 0.6 -0.4 Mention NPL 0.2 0.2 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 33

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