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Investor Presentation 2021

Domestic Macroeconomic Indicators 4 Gross Domestic Product (GPD) Growth According to GASTAT data, real GDP showed that the economy decreased by 4.1% in 2020 compared to 2019. This negative growth resulted mainly from the contraction in oil sector by 6.7%, in addition to a negative growth rate of 2.3% recorded in the non-oil sector. The private sector shrunk by 3.1%, and the government sector also showed a negative growth rate of 0.5%. Bn (SAR) 3,500 Saudi Unemployment Rate (15+) GASTAT's latest labor market release for Q4, 2020 showd that Saudi unemployment rate decreased to 12.6%, down from 14.9% in Q3, 2020. Male unemployment decreased to 7.1%, down from 7.9%, whereas female unemployment decreased significantly to 24.4%, down from 30.2% in Q3 2020. 42% Investor Presentation 2021 | stc group 20.0% 2,949 2,974 25% 3,000 2,760 2,800 2,836 31.0% 30.9% 31.1% 30.9% 32.5% 31.7% 31.1% 30.8% 30.8% 31.4% 30.2% 34% 2,582 2,625 Source: MoF 28.2% 2,517 15.0% 2,454 2,419 15.4% 14.9% 24.4% 2,500 15% 26% 12.8% 12.9% 12.9% 12.8% 12.7% 12.5% 12.3% 12.6% 12.0% 12.0% 11.8% 2,000 10.0% 18% 5% 1,500 5.0% 1,000 7.5% 7.6% 7.6% 7.5% 6.6% 6.6% 6.0% 5.8% 4.9% 5.6% 8.1% 7.9% 7.1% 10% -5% 500 0.0% 2% 0 -15% Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 2017 2018 2018 2018 2018 2019 2019 2019 2019 2020 2020 2020 2020 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Total Unemployment Rate Male Female Nominal GDP (SAR) Nominal GDP % (Change) Real GDP (% Change) Source: GASTAT Source: GASTAT Inflation Rate The general consumer price index (CPI) registered in Q1, 2021 a Y-o-Y surge by 3.4% as it was projected that inflation will rise due to the continues impact of VAT increase from 5 percent to 15 percent that was effective starting from July 2020 onwards. Yet, a slight decline by 0.4% was witnessed in Q-o-Q. 2.5% 5.7% 4.90% 2.8% 2.2% 2.1% 5.30% 1.5% 1.0% 0.2% 0.5% -0.7% -0.8% 1.9% 2.1% 2.2% -0.8% -0.5% -1.1% 31-Mar-16 30-Sep-16 30-Jun-16 Source: SAMA 31-Dec-16 31-Mar-17 30-Jun-17 31-Mar-18 30-Sep-17 31-Dec-17 30-Jun-18 30-Sep-18 31-Dec-18 -2.1% 31-Mar-1970 30-Jun-19 30-Sep-19 31-Dec-19 31-Mar-20 30-Jun-20 31-Dec-20 30-Sep-20 31-Mar-21 Bn (SAR) 1200 Government Outlook on Expenditures & Revenues 50% 1,020 990 955 1000 928 941 833 849 864 40% ༔ ༔ ༔ ༔ ° 400 200 32.7% 33.3% 600 26.0% 30% 20% 10% 0% 2020 (budget) 2021 (budget) Total Revenue 2022 (projection) Total Expenditure 2023 (projection) Debt (%GDP) stc
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