PCL Ratios and Provision for Credit Losses Review

GLOBAL BANKING AND MARKETS - REVENUE AND VOLUME GROWTH REVENUE (TEB) ($MM) -1% Y/Y 1,155 1,117 1,110 542 446 526 664 591 613 Q3/17 Business banking Q2/18 AVERAGE BUSINESS AND GOVERNMENT LOANS & ACCEPTANCES ($B) +1% Y/Y 32 82 80 83 83 Q3/18 Q3/17 Q2/18 Q3/18 Capital markets Scotiabank® | 27

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