BLOCK Investment & Profitability Ecosystem Overview slide image

BLOCK Investment & Profitability Ecosystem Overview

BLOCK INVESTMENTS & PROFITABILITY Square has benefited from high structural margins, which have remained relatively stable over time Structural Margin 1 - (variable costs as a % of gross profit) 80% Structural margins in the 60% to 70% range from 2018 through 2021 60% 40% 20% 0% 2018 2019 2020 2021 69% 2021 For these purposes, corporate overhead is allocated by cost center to each ecosystem based on a driver selected to closely approximate each ecosystem's usage of centralized services which include ratios like headcount, gross profit, consumption rates. Our corporate overhead used the same methodology and structure as our ecosystems did to assign variable and fixed costs. From this point, we used the ratio of variable vs fixed to allocate our total corporate overhead variable costs to each of the ecosystems based on their total allocation usage. Excludes share-based compensation expenses, and expenses related to TIDAL and TBD. Please see Appendix for a reconciliation and information on expense categories. 51
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