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Investor Presentaiton

Retirement Solutions We offer a broad and diversified range of products and solutions designed to help individuals and families achieve asset growth, guaranteed lifetime income, and long-term financial independence. Strategy & Target Markets . · Deliver exceptional customer experience and financial solutions that meet the needs of our target markets (individuals, families & small businesses) Grow core markets, broaden distribution, drive operational excellence, and enhance the customer experience Key Products • We offer a broad and diversified range of products and solutions designed to help individuals and families achieve financial security, wealth accumulation, and guaranteed lifetime income Key product lines include Variable Annuities, Fixed Annuities and Structured Settlement Annuities Distribution Model Distribution channels include independent financial professionals, financial institutions, wirehouses, independent marketing organizations, brokerage general agencies, and registered investment advisors Business Mix by Premiums & Deposits¹ Variable Annuities 40% YTD 9/30/22 $6.4B Fixed Annuities 46% Structured Settlement Annuities 14% ($ Billions) Retirement Solutions Statutory Premiums & Deposits 1,2 $10.6 $9.4 $6.7 $6.1 $7.3 $6.5 $6.4 $5.5 2016 2017 2018 2019 2020 2021 YTD 9/30/21 9/30/22 YTD In August 2022, the Company announced that it will combine the Life Insurance Division and Retirement Solutions Division into a single, unified retail organization 1 Includes premiums and annuity considerations for life and accident and health contracts and deposits received for deposit- type contracts, net of reinsurance 2 PRT business was transferred to Institutional effective 1/1/20. All prior periods presented include PRT business in Retirement Solutions PACIFIC LIFE PLGFII - Investor Presentation (Q3 2022) 15 of 33
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