Investor Presentaiton

Loan Portfolio Years ended Dec 2015 2016 Principal amount of loans earning interest $33,750,610 $27,532,867 Loans originated $21,580,103 $19,412,438 Loans repaid $14,861,360 $5,812,116 Mortgage lending revenues $4,133,495 $2,786,724 Mortgage lending expenses $1,082,868 $479,821 Number of loans outstanding 217 180 Average outstanding loan balance Net Portfolio Rate of Return Weighted average term to maturity (in months) SACHEM CAPITAL $155,533 12.23% 18 $152,960 11.76% 20 13

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