Investor Presentaiton
Economic Aspect
Active sustainability initiatives across segments
» Increasing Exposure to MSME debtors
>> Financing to Palm Oil Farmers More Than 2x in Two Years
Cumulative no. of
MSME debtors
(incl. loan settled)
+48%
in 2 years
181,738
149,362
122,476
Dec-20
Empowering Women Entrepreneurs
Dec-21
Dec-22
in Rp billion
1,628
931
Dec-20
1,919
Dec-21
Dec-22
Certification on Palm Oil Financing:
BCA
Always by your side
MULTIPURPOSE LOANS
35,790
women debtors
(30.0% YoY)
FOR
WOMEN
only
3,88%...
Rp12.3 tn
loan outstanding
Dec-20
Dec-22
ISPO and RSPO Certified
8
30
(18.3% YoY)
RSPO Certified
12
16
34.6%
25.7%
Special Pricing for Women - Apr 2022
ISPO Certified
28
13
of Individual MSME debtors
of Individual MSME portfolio
# Palm Oil Corporate Debtors with Certifications
48
59
Commitments to support Micro & SMEs
Facilitated 1,200 MSMEs to promote local products through BCA UMKM Fest with
more than >45,000 transactions.
Supporting business development of 537 MSMEs by providing trainings and coaching
under #Bangga Lokal campaign.
Empowered local community and MSME in BCA tourism villages through coaching
on waste management and financial & business planning.
Disbursement of micro loans (KUR) reached Rp478 bn (132% YoY).
% of Certified Palm Oil Debtors
50.0%
65.6%
% of Certified Palm Oil Loan Outstanding
45.2%
68.1%
Lending Policy for Palm Oil Sector
Obtain palm oil certifications (ISPO/RSPO).
Adopt no-deforestation, no-peat, no-exploitation (NDPE) principles.
Implement low carbon business practices and local community empowerment.
Develop action plan and timeframe on sustainable business practices
Analyst Meeting FY-22
PT Bank Central Asia Tbk 22View entire presentation