Investor Presentation - FY 2020

ESG Focus MOST PROFITABLE MOST EFFICIENT BANK OF CHOICE DIGITALLY ENABLED Riyad banks' commitment to Environmental, Social and Governance (ESG) factors, started well before global trends بكرت With Bukra, the Bank is targeting the following UNSDGS: 1 NO POVERTY ZERO HUNGER GOOD HEALTH AND WELL-BEING QUALITY EDUCATION 5 GENDER EQUALITY 7 AFFORDABLE AND DECENT WORK AND CLEAN ENERGY ECONOMIC GROWTH SSS "Bukra", a comprehensive and long-term corporate social responsibility strategy, is aligned with the best practices of the most important local, regional and global frameworks, including Vision 2030, and the UN Sustainable Development Goals Social Organized several internal and external blood drives with 382 donors and donating 168,970 ml Supported King Faisal Specialist Hospital - Center for Autism Research and the Autism Center of Excellence and Participated in an international research project studying the effects of COVID- 19 on people with disabilities and their families Hired qualified employees with disabilities and also committed to implementing facilities in the buildings 41% of the SMEs in the Kafalah Programme are working with Riyad Bank, and the Bank holds the highest SME portfolio and largest loan book for SMES • 189% increase in Saudi Workers in SMEs • 53% increase in Women Owners of SMES INDUSTRY, INNOVATION REDUCED AND INFRASTRUCTURE 10 INEQUALITIES Governance • • 11 SUSTAINABLE CITIES AND COMMUNITIES 12 RESPONSIBLE CONSUMPTION AND PRODUCTION 8 6 Independent Board Directors 4 Board Subcommittees 13 ALMANE CLIMATE 16 PEACE, JUSTICE AND STRONG INSTITUTIONS 17 PARTNERSHIPS FOR THE GOALS Adopted 2 new Governance policies and frameworks Updated communication guidelines to meet the needs of persons with disabilities Environmental By recycling 3,480 kg of waste, We saved 80 cubic meters of landfill, almost 14 tons of CO2 (Data from EPA), and 59 trees. By saving 7,520 kg of paper, We reduced the volume of material printed over the previous year and reducing toner costs by 73% Investor Presentation - FY 2020 General Business بنك الرياض riyad bank 33

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