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Investor Presentaiton

MyState Sub Debt Issue | Investor Presentation 27 Limited COVID-19 assistance to customers Loans that have been provided assistance due to COVID-19: Total Balance of COVID-19 Assistance ($m) Assistance Type Home Loan Personal Loan MSB Commercial Total Restructure 59.14 0.18 0.11 59.42 Loan Pause 448.60 1.97 14.04 464.61 Change to Interest Only 47.09 0.02 0.57 47.67 Reduced Repayments Total Approved 9.98 564.80 9.98 2.17 14.71 581.68 3 month check-in call (consumer borrowers only): • . Check-in at the midway point through the 6 month loan pauses has been initiated. MSB endeavouring to call all customers and ask them about their financial position and ability to re- start payments. Resourcing has been increased to meet the additional workload and also maintain the focus on BAU collection activities.
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