AB Group Financial Overview

Asset quality and liquidity ratios 71.1% Loan to Deposit NPL Coverage Ratio - Excluding Suspended Interest 102% 106% 109% 68.4% 92% 86% 67.7% 67.6% 67.1% 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 Total Shareholders' Equity to Total Assets NPL to Gross Credit Facilities - Excluding Suspended Interest 6.8% 16.8% 16.7% 16.6% 6.0% 16.2% 16.3% 5.6% 5.2% 4.8% 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 16

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