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Investor Presentaiton

Santander Portugal is fully committed to helping people and businesses prosper... People New Mortgages - Market Share (%) 21.4 23.7 EUROMONEY 2022 MARKET LEADERS DOMESTIC Jan/Aug-21 Jan/Aug-22 TRADE FINANCE Each Summer, Santander welcomes Portuguese Emigrants in their annual visit to Portugal, while providing full-year service through Santander Próximo Residences no Exterior Neste verão, tenha o Santander no coração Santander A Santander #SomosAsEscolhasQue Fazemos Our mission: to support our customers in their choices towards their progress Businesses Better Service Best Bank in Trade Finance, as Market Leader and Best Service, recognizing Santander's continued support of the internationalization of Portuguese companies WORLD FINANCE BEST RETAIL BANK, PORTUGAL 2022 SANTANDER Best Retail Bank in Portugal, also recognizing the bank's digital transformation process Protocol with the European Investment Bank to provide €820mn in loans to small and mid cap companies Santander Portugal Private Banking recognized as Best Private Banking Services Overall for the 11th time EUROMONEY ✶ PRIVATE BANKING 2022 Leading Position in urban renewal lines (IFRRU) PRÉMIO CINCO ESTRELAS 2022 CRÉDITO HABITAÇÃO Most relevant banking brand in mortgage loans 9
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