Investor Presentaiton

Stronger Fundamentals Facing the Headwinds Inflation Rate (%) Inflation controlled within the target range 1998 2008 12.1 July 2021 1.52 (yoy) 1998 1998 82.4 2008 IDR Movement (%) IDR appreciated year-to-date Foreign Reserves (USD bn) Significantly higher than 1998 & 2008, ample to cover 10 months of import and external debt repayment -197 -35 18-Aug-21 -2.24 (ytd) -300 -200 -100 0 Non-Performing Loan/NPL (%) NPL level (gross) is below the maximum threshold of 5% 2008 3.8 June 2021 3.24 0 5 10 15 20 25 External Debt (Public & Private) to FX Reserve Ratio Significantly lower than 1998 crisis 30 30 30 35 40 Government Debt/GDP Consistently well-maintained 1998 17.4 2008 July 2021 More Liquid Market (%) Overnight interbank money market rate is relatively lower 62 50.2 10.5 2.80 1998 2008 June 2021 External Debt/GDP Higher than 2008, but significantly lower than 1998 137.3 8.6x 3.1x 3.03x 100.0% 27.4% 40.51% 116.8% 33.2% 37.5% 2008 June 2021 2008 1998 July 2021 2008 Q2-2021 1998 1998 52 2

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