Financial Review Q3 2020

The Bancorp BUSINESS OVERVIEW: PAYMENTS OUR PAYMENTS BUSINESS IS COMPRISED OF THE PAYMENT SOLUTIONS GROUP (ISSUANCE) & PAYMENT ACCEPTANCE GROUP (ACCEPTANCE) #1 PREPAID CARD ISSUING BANK2 1. PAYMENT SOLUTIONS GROUP Issuing bank for leading prepaid card and debit programs 2. PAYMENT ACCEPTANCE GROUP Rapid Funds, merchant acquiring and ACH services BUSINESS OVERVIEW: ACCEPTANCE 39% GROSS DOLLAR VOLUME GROWTH 3 BUSINESS OVERVIEW: ISSUANCE Sponsorship of prepaid and other electronic access accounts across the payments space Sponsorship of private label banking (e.g., checking account with a debit card) • 3Q'2020 Financial Highlights: • Average deposits: $4,038M • Non-interest income: $19.4M • Rapid Funds payment technologies • ACH sponsorship of large-scale payment processors VISA/MasterCard sponsorship of large credit card acquiring ISOs¹ and their merchants 3Q'2020 Financial Highlights: • • Average deposits: $835M Non-interest income: $1.8M 1 Independent Sales Organization. 2 Per Nilson Ratings and based on Gross Dollar Volume. 3 Gross Dollar Volume for Q3 2020 vs Q3 2019. 4 Reflects fees for prepaid, debit card and related fees and ACH, card and other payment processing fees for the three quarters ending September 30, 2020 vs three quarters ending September 30, 2019. 12% NON-INTEREST INCOME GROWTH4 10

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