Investor Presentaiton
| Asset quality maintained the tendency of getting better in stability
S 中国民生银行
CHINA MINSHENG BANK
Total NPLs and the NPL ratio continued to
decrease for three consecutive quarters
Total NPLs RMB69,003 million
down by
RMB384 million
from the end of the previous year
NPL ratio 1.57%
down by
0.11 pp
from the end of the previous year
$
%
Allowance to NPLs 146.85%
up by
4.36 pp
from the end of the previous year
Allowance to total loans 2.31%
down by
0.08 pp
from the end of the previous year
Formation rate of NPLs (annualised) 1.47%, down by 0.60 pp YoY, formation rates of NPLs of corporate business, small business,
H1-2023 | 8
mortgage and consumer loan business all down YoY
Non-performing assets collected and disposed in total RMB35,202 million
Recovery of written-off loans RMB4,250 million, up by 32.48% YoY
* Data of formation rates of NPLs, collection and
disposal of non-performing assets, recovery of
written-off loans are information of the Bank
Serving the public,
caring about people's livelihoodView entire presentation