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Investor Presentaiton

HIGH QUALITY BALANCE SHEET AIMCO LIMITS RISK THROUGH BALANCE SHEET STRUCTURE One Canal Boston, MA • • Manage refunding risk by low leverage, long duration, and regular amortization: • 32% LTV • • . 24% LTV subject to refunding at maturity after consideration of perpetual preferred securities and annual amortization of property debt, funded through retained earnings 2.5% average annual refunding risk(1) Average duration of Aimco debt is more than 9 years -20% longer than peer average. Limit entity risk: . Finance primarily with non-recourse property debt and preferred equity Maintain liquidity and financial flexibility: • Ample available credit: $800M revolving credit facility currently largely available • A pool of unencumbered properties: Valued at ~$2.3B. • Maintain investment grade rating as confirmation of the safety of Aimco's balance sheet. ONE CANAL Aimco balance sheet data is calculated based on balances at June 30, 2019, pro forma the financing activity closed in July and August, previously announced with the 2Q Earnings Call. (1) Refunding risk is calculated as the average annual refunding exposure as a percentage of GAV as estimated by Green Street Advisors. 13
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