bank bjb Financial Performance Review

Result Summary bank bjb Sharia · Income Statement Net Financing Income at Rp 132 bn (+1.6% YoY) • PPOP at Rp 33 bn (-8.2% YoY) • Net Income at Rp 16 bn (-43.3% YoY) • Balance Sheet • • Total Financing at Rp 7.7 tr (+18.9% YoY) Total Deposits at Rp 8.5 tr (+14.4% YoY) Total Asset at Rp 11.9 tr (+14.8% YoY) NIM at 5.0% (-60 bps YoY) Ratios (bank only) • ROA at 0.7% (-71 bps YoY) • ROE at 5.1% (-460 bps YoY) NPF Gross at 4.4% (+87 bps YoY) bank bjb Syariah 36

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