Investor Presentaiton

Improve net performance Encourage or nudge participants to switch to participating funds ■ Promote the access to an appropriate default investment strategy, e.g. life-cycle ■ Better align fees charged to participants with the costs incurred by the pension management companies Analyse the cost of investing in different asset classes before increasing the fee cap for alternative funds Apply a regressive scale for management fees to pass on economies of scale to participants as assets under management grow 32

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