Access to Financial Services in Kaduna State Deep Dive

EFINA Enhancing Financial Innovation & Access Adult Population 18+ Years 106m National The North West is the most financially excluded geopolitical zone in Nigeria, with increasing rates of financial exclusion 45% 23.9m North West 16% 7% 9% 13.1m North East 15.4m North Central 13.1m South East 17.1m South South 33% 23.4m South West Banked 51% 58% 55% 63% 4% 13% 6% 14% 68% 7% 17% 50% Reduction in the excluded (2018-2020) -1.0% 36% +5.4% -4.1% -4.5% 26% -3.5% 5% 11% 26% 6% 17 -0.5% 22% -1.9% 5% 15% 17% Informal Excluded Other formal (non-bank) Regional Access to Financial Services in Nigeria Source: EFINA Access to Financial Services in Nigeria 2020 Survey 11

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