Third Quarter 2022 Results

CPBS - Specialised Businesses - Personal Finance Volumes and risks Average outstandings (€bn) TOTAL CONSOLIDATED OUTSTANDINGS TOTAL OUTSTANDINGS UNDER MANAGEMENT (1) %Var/3Q21 %Var/2Q22 %Var/9M21 at constant at constant at constant scope and 3Q22 scope and scope and historical historical 9M22 historical exchange exchange exchange rates rates rates 94.4 +4.4% +3.0% +0.7% +0.7% 93.6 +3.0% +1.6% 110.0 +5.2% +3.2% +1.0% +1.0% 108.9 +4.4% +1.3% (1) Including 100% of outstandings of subsidiaries not fully owned as well as of all partnerships Cost of risk/outstandings Annualised cost of risk/ outstandings as at beginning of 3Q21 4Q21 1Q22 2Q22 3Q22 period France 1.04% 1.41% 1.13% 1.70% 2.11% Italy 1.28% 0.70% 1.64% 1.56% 1.22% Spain 1.88% 2.37% 1.40% 1.56% 1.64% Other Western Europe 1.08% 1.57% 0.98% 0.77% 0.72% Eastern Europe 1.00% 1.51% 1.25% -0.35% 1.40% Brazil 5.79% 7.05% 6.61% 6.11% 6.42% Others 1.75% 1.67% 1.73% 0.75% 1.28% Personal Finance 1.30% 1.50% 1.34% 1.29% 1.39% BNP PARIBAS The bank for a changing world Third quarter 2022 results | 66

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