Investor Presentaiton

Strong focus on diversity, financial inclusion and communities EMPOWERING PEOPLE Empowering people SPARK Start Performing Acts of Random Kindness Supporting our communities SUSTAINABLE DEVELOPMENT GOALS • • • • DIVERSITY & INCLUSION 32% Women in Leadership > 8,000 female employees impacted by First Women Network initiatives 40% employees are female Guaranteed equal compensation 4 months paid maternity leave for women and 2 weeks paid paternity leave for men Strong and diversified Employee Generation Distribution: Baby Boomers - 1%; Gen X-37%; Millennials - 61%; Gen Z-1%; Average employee age of 37.9 years • 155 locations were accessible to the physically • challenged ++ Financial Review FINANCIAL INCLUSION & COMMUNITY INVESTMENT ~ #5 Billion Fund available to empower women N100 million spent on community investments > 1.2 million students impacted through Financial literacy 200,000 including 55K female First Monie agents empowered > 500k direct and indirect jobs created by FirstMonie #22 billion paid to agents in commission in 2022 Processed about 335 million transactions worth about #9 trillion through FirstMonie Agents 23

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