RBL Bank Financial Performance Update

Operating Costs Increase Driven By Business Volume Growth 985 1,199 1,292 3,622 4,738 14% 12% 12% 4% 4% 4% 7% 6% 6% 12% 13% 15% 15% 5% 15% 5% 7% 8% 9% 11% 16% 12% 16% 6% 9% 24% 23% 23% 25% 22% 28% 28% 28% Q4 FY22 Q3 FY23 Q4 FY23 28% 28% FY22 FY23 Payments & General Banking Tech & Outsourcing Employee Premises Business Acquisition ■Depreciation Others apno ka bank | RBL Bank 17

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