Investor Presentaiton
Funding and liquidity
Advances to Deposit and Liquidity Coverage Ratio (%)
180
165.1
158.8
157.2
160
ADR %
LCR %
100
177.6
157.4
96
140
92
95.0
95.7
94.0
120
92.5
88
90.7
88
100-
84
Q1 21
Q2 21
Q3 21
Q4 21
Q1 22
Composition of Liabilities and Debt Issued (%)
Customer
deposits
77%
Highlights
Income
Expenses
Risk
Capital
Liquidity Divisional
Key Highlights
• LCR of 157.4% and ADR of 90.7% demonstrate healthy liquidity
•
Liquid assets* of USD 18 billion cover 11% of total liabilities, 14% of deposits
• USD 2.6 bn maturities in remainder of 2022 comfortably within Group's
capabilities compared to average issuance of USD 6 bn over last four years
Maturity Profile of Debt/ Sukuk Issued USD 17.5bn
5.4
0.8
Banks
7%
Others
6%
2.8
2.7
0.1
0.4
2.0
25
2.5
0.1
2.2
0.0
4.6
.0.2
1.7
2.2
2.4
Debt/Sukuk
1.9
2.1
11%
0.9
2022
2023
2024
2025
2026
Beyond 2026
DenizBank
Club Deal
Public & Private Placement
*Includes cash and deposits with Central Banks, excludes interbank balances and liquid investment securities
22View entire presentation