BMW Group Investor Presentation

DIVERSIFIED FUNDING MIX WITH A COMBINATION OF INDUSTRY AND BANK TYPICAL FINANCING INSTRUMENTS. Funding Instruments Financial Debt as of 30.09.2018 Commercial <1yr 1yr 2yrs 3yrs 4yrs 5yrs 7yrs 10yrs+ paper Derivative instruments 2% Other 1% 1% CP (EMTN) PPS Bonds Banks loans ABCP ABS Customers deposits Fed BCD's Funds Industry-typical instruments Bank-typical instruments BMW Group continues to target a well diversified debt structure BMW Group Investor Presentation, December 2018 Liabilities from customer deposits 14% Liabilities to banks 12% 98.1 bn € Bonds 54% ABS 16% Page 48

View entire presentation