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Investor Presentaiton

PLN m Cover Pool - by loans value Residencial mortgages 2020-06-30 - HTT report Value Commercial loans Total (in PLN m) ≤ 0.25 Value % share Value % share 2,229.4 33.4% 0.9 0.03% Value 2,230.26 % share in cover pool 22.0% 0.25 -0.5 3,263.6 48.9% 3.6 0.1% 3,267.18 32.2% 0.5 1.0 1,053.8 15.8% 16.1 0.5% 1,069.83 10.5% 1.0 5.0 128.9 1.9% 221.3 6.4% 363.18 3.5% 5.0 10.0 275.2 7.9% 275.2 2.7% 10.0 15.0 320.6 9.2% 320.6 3.2% - 15.0 20.0 392.5 11.3% 392.5 3.9% 20.0 30.0 30.0 40.0 565.7 16.3% 565.7 5.6% 384.6 11.1% 384.6 3.8% 40.0 - 50.0 307.6 8.9% 307.6 3.0% > 50.0 980.7 28.3% 980.7 9.7% TOTAL 6,675.6 100% 3,468.7 100% 10,144.4 100% 3,500 3,000 2,500 2,000 3,264 1,500 2,229 1,000 500 0 ≤ 0.25 0.25-0.5 Based on mBH HTT report - 2020-06-30 m Residencial mortgages Commercial loans 1,054 129 221 16 0.5-1.0 275 321 392 566 385 1.0 5.0 5.0 10.0 10.0 15.0 15.0 20.0 20.0 30.0 30.0 40.0 981 308 40.0 50.0 > 50.0 mGroup Covered bonds Cover Pool Polish Economy Real Estate Legislation 35 Market
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