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Investor Presentaiton

Revised Capex & Opex plans due to FX translation effect 2015 budget review with average RUB/USD rate of 70 vs 45 resulted in: Maintenance capex: Expected up to RUB 1.5-1.7 bln in 2015 Operating expenses RUB bln Personnel expenses Capex related to new data center, IT-architecture unification and other projects: Expected up to RUB 2.2-2.4 bln in 2015 Operating expenses +23-27% 1.3 12.8-13.2 +10-13% 10.4 1.2 | 5.4 0.2 0.4 5.9-6.1 2014 FX rate change Organic growth 2015 2014 FX rate Organic 2015 change growth ■ The growth rate for personnel expenses is expected to be below inflation at 10-13% ■ Expected total Opex growth rate revised up to 23-27% due to revision of IT-expenses and professional services Importantly, the business is hedged on the revenue side as FX denominated revenue growth driven by translation effect is expected to more than offset cost expansion ☑ EXCHANGE MOSCOW 33
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