CalBank Banking Sector Overview & Competitor Benchmarking

CalBank | Operating performance & profitability Net Interest Income and Margin Net Interest Income -Net Interest Margin 630 560 490 8.3% 8.6% 8.5% 7.8% 420 350 5.5% 5.1% 280 Source: Company filings 210 140 70 153 12.0% 9.0% 6.0% 3.0% 0 0.0% FY18 FY19 FY20 FY21 FY22 Q123 CalBank 33

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