Investor Presentaiton
9M'22 Highlights
Branches
1,852
00
MA Employees
44,500
Total customers (mn)
25.7
2 Digital customers (mn)
Customer loans (€ bn)
7.0
165
Customer funds (€ bn)
164
Underlying attributable profit (€ mn)
2,271
ROTE¹
21.8%
Santander
NORTH AMERICA
'We provide a full range of financial services with particular
focus on Retail, Private and Corporate Banking'
■
Strategic priorities ■■
Strengthen One Santander in North America by unifying a common and regional
approach to forge future growth within the region
Boost customer attraction and retention, while broadening our tailored products
and services proposition for a more straightforward customer experience
Leverage our regional capabilities and sharing best practices to optimize expenses
and improve profitability
Focus on expanding and implementing sustainable finance opportunities within
our businesses
(1) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAS at 12%. Using tangible equity, ROTE is 11.5%.
Customer loans: gross loans excluding reverse repos. Customer funds: customer deposits excluding repos + marketed mutual funds.
More information at https://www.santander.com/en/about-us/where-we-are/north-america
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