APTUS Key Growth Strategies and Historical Overview
Provision for Contingencies (ECL)
22
22
Consolidated
31-Mar-23 30-Jun-22
APTUS Ⓡ
R
Rs in lakhs
30-Jun-23
31-Mar-22
Gross Stage 3
9,224
7,767
9,654
6,184
% portfolio in Stage 3
1.29%
1.15%
1.75%
1.19%
ECL Provision Stage 3
2,306
1,942
2,414
1,546
Net Stage 3
6,919
5,825
7,241
4,638
Provision coverage ratio (PCR)
25.00%
25.00%
25.00%
25.00%
Gross Stage 2
35,474
31,998
26,050
45,156
% portfolio in stage 2
4.98%
4.75%
4.72%
8.72%
ECL Provision Stage 2
2,596
2,551
902
1,021
Net Stage 2
32,878
29,446
25,147
44,135
Provision coverage ratio (PCR)
7.32%
7.97%
3.46%
2.26%
Gross Stage 1
6,67,634
6,34,066
5,16,195
4,66,620
% portfolio in stage 1
ECL Provision Stage 1
93.73%
2,649
Net Stage 1
6,64,984
Provision coverage ratio (PCR)
0.40%
94.10%
2,625
6,31,441
0.41%
93.53%
1,755
5,14,440
0.34%
90.09%
1,602
4,65,018
0.34%
Total AUM
7,12,332
6,73,831
5,51,899
5,17,960
ECL Provision
7,551
7,119
5,071
4,169
Provision coverage ratio (PCR)
1.06%
1.06%
0.92%
0.80%
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