2022 Performance and Synergy Realization

⑪II Ecosystem capabilities along customer journey and life-cycle events Bank's view Engage Monetize tub Customer's view • • • • Buy a new car Find / repay car financing Buy/renew car insurance Pay annual car tax Top up toll e-wallet Find market value of used car Acquire Existing acquisition engine via traditional banking products Car loans Car insurance • Car owner • " • Sell a used car My Car All car management needs at your fingertips See More > Easy Pass Card 00000001428 300 500 1,000 Home-owner • · Buy a new home Find / repay home financing Buy/renew home insurance • Pay annual land tax • • • Furnish/maintain home Find market value of home Sell or rent out the home Mortgage My Home The Easy Life begins at Home See More > Salaryman Receive salary Clock in/out + over-time Block vacation • Claim expense Manage withholding tax / file and pay annual income tax • ... Payroll 11 My Tax One-stop assistant to manage your tax .00 90/91 See more > Only 99 Days Left My Work Make your work life better than ever See More > Status Off duty Tax 2023: Manage Clock In 11 18

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