GTCO Financial Results
Business Segmentation (Group) - FY 2021
Institutional and
Wholesale
2,100+
Customers
N1,408.1 billion
Loans
Description
N5 billion+
Turnover
N1,022.8 billion
Deposits
Loans
Deposits
PBT
Large Corporates, Multinationals,
Energy, Telecoms, Maritime etc.
78.1%
24.8%
63.3%
N137.7 billion
PBT
75.9%*
24.2%*
69.4%*
Commercial
270,250+
Customers
N101.5 billion
Loans
SME
1.29 million+
Customers
N31.2 billion
Loans
24.2 million+
Customers
N192. billion
Loans
235
Branches
Retail
Public Sector
FY 2020
above N500 million to N5
billion
Turnover
Tailor-made Solutions and
Flexibility for Middle Market
Companies
5.6%
10.4%
4.6%
N429.9 billion
Deposits
N10.1 billion
PBT
6.4%*
10.9%*
3.3%*
under N500 million
Turnover
Caters to small, fledging
and fairly structured
businesses
1.7%
11.7%
2.2%
N484.3 billion
Deposits
N4.8 billion
PBT
Retail-focused
Customer base
N2,175.6 billion
Deposits
60
GTExpress Outlets
1.7%*
12.0%*
1.9%*
Consumer Lending
N62.8 billion
PBT
10.7%
52.7%
28.9%
33
1,361
e-branches & Cash
Centres
ATMs
10.0%*
52.5%*
24.1%*
Federal, state & local
governments
N93.7 billion
Loans
Ministries, Departments. &
Agencies (MDAs)
N17.7 billion
Deposits
All segments of
government
N2.3 billion
PBT
3.8%
0.4%
1.1%
6.0%*
0.5%*
1.2%*
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