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Investor Presentaiton

To be your Bank of choice FFG's Goal of Expanded Business Base The most important factor for sustaining growth potential is the expansion of a quality business base. FFG will continue to expand and deepen its business base in Kyushu (our mother market) by increasing customer numbers and cross-selling. Balance Types of transactions "Depth" of transaction base Meeting the needs of all corporations and individuals Expansion of quality business base Goal of ABC Plan II Business corporations General loans Syndicated loans Individuals Corporate insurance Settlement Housing loans Consumer loans Investment trusts Insurance New type of loan products Market development New type of loans Deposits Fund management Overseas business support Credit cards Settlement Business succession, M&A Inheritance "Breadth" of customer base Increase in the number of "main bank" relationships Perpetual transactions Total financial group with unwavering support from all over the Kyushu region As of March 31, Salary/pension accounts As of March 31, Housing loan customers As of March 31, Corporate loan customers 1,400,000 180,000 56,000 1,200,000 175,000 54,000 1,000,000 Salary transfers 170,000 52,000 800,000 165,000 50,000 600,000 160,000 400,000 48,000 Pensions 155,000 200,000 150,000 46,000 2013 2014 2016 2013 2014 2016 2013 2014 2016 FFG Fukuoka Financial Group Number of customers 11
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