Maybank Performance Outlook FY2019

P&L Summary: FY2018 Record high PPOP at RM12.42 billion, up 4.2% YoY More details on RM million S.31 Net fund based income * s.15/ 16/31 Net fee based income * S.29/ 30 Net operating income s.17/ 32 Overhead expenses FY2018 FY2017 YOY 4Q 3Q FY2018 FY2018 4Q QoQ YOY FY2017 17,135.9 16,627.7 3.1% 4,474.6 4,268.2 4.8% 4,161.3 7.5% 6,493.8 6,610.5 (1.8)% 1,826.3 1,425.6 28.1% 1,885.6 (3.1)% 23,629.6 23,238.1 1.7% 6,300.9 5,693.8 10.7% 6,046.9 4.2% (11,213.7) (11,326.8) (1.0) % (3,068.4) (2,698.8) 13.7% (2,913.3) 5.3% s.30 Pre-provisioning operating profit (PPOP)1 12,416.0 11,911.3 4.2% 3,232.5 2,995.0 7.9% 3,133.6 3.2% Net impairment losses Operating profit s.29 Profit before taxation and zakat (PBT) 2 Net Profit (1,612.9) (2,027.8) (20.5) %: (162.3) (387.2) (58.1)%! (239.7) (32.3)%) 10,803.1 9,883.5 9.3% | 3,070.1 2,607.8 | 17.7% | 2,893.9 10,901.3 10,098.1 8.0% 3,095.6 2,639.5 17.3% i 2,926.1 8,113.3 7,520.5 7.9% 2,326.4 1,956.9 18.9% 2,132.1 I 6.1% 5.8% 9.1% EPS Basic (sen) 74.2 72.0 3.0% 21.1 17.9 17.5% 19.9 5.6% Note: * From consolidated Group numbers, Insurance and Takaful accounts for 6.6% of net fund based income and 7.0% of net fee-based income 1 Pre-provisioning operating profit (PPOP) is equivalent to operating profit before impairment losses 2 Net Profit is equivalent to profit attributable to equity holders of the Bank 11 Maybank

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