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Investor Presentaiton

Refining and Marketing Key focus points Transforming the business segment through its INA Downstream 2023 New Course program towards a financially sustainable future, turning a cash negative segment to cash positive and profitable segment. The main contributors are: Consumer market Production • Focus on captive markets (Croatia and Bosnia & Herzegovina), with more than 500 Retail sites Biggest share in Croatia (71%) and Bosnia (48%) • INA will be the main fuel supplier for all already existing and newly acquired INA and MOL service stations in Slovenia - acquisition of OMV Slovenia includes 120 new service stations across Slovenia and the wholesale business • Upgrade of the Rijeka Refinery will ensure that INA Group keeps a strong position on the market by: substantially increasing refinery complexity and efficiency maximizing production of high value products and asset utilization Sustainable future at Sisak location . . the decision to discontinue crude processing was implemented and activities regarding its transformation into a new industrial center are ongoing conservation of refining units underway while other transformation projects at the location will continue 19
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