Investor Presentaiton
Bayport Savings and Loans Strategy: Focus Areas
1
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The company is committed to ensuring the continuity of growth, efficiency and profitability in the business
Payroll Loan Sales
Key operational focus areas include:
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Agent recruitment
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Loan consolidations and Digitization/Self origination
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Strategic sales (automated campaigns, sales via social media
and other remote channels etc.)
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Non-Payroll Loan Sales
Key operational focus areas:
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Car title loan sales scale-up
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My Credit formal sales scale-up
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Exploration of other potentially interesting products and/or
channels
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Cost Optimisation
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IT cost reduction (target of GHS6 million annual reduction)
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Operational cost reduction (target of GHS 7-9 million annual cost
reduction)
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Digitisation
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Offloading ratio (% of transactions conducted outside of branch) of
at least 50% must be close to 80% by June 2020. Key focus areas:
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Remote origination
Call centre origination
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Self origination
Aggressive sales targets have resulted in increased sales levels which are tracking above budget for the first quarter of
2020
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