Investor Presentaiton
HOUSING LENDING PORTFOLIO PROFILE
HOUSING LENDING BY CHANNEL'
($bn)
HOUSING LENDING FLOW MOVEMENTS¹
63
($bn)
37
(3)
(16)
(21)
104.0
103.8
101.9
111.6
112.5
113.0
302
88.3
86.1
84.2
299
Sep 19
Mar 20
Sep 20
Sep 19
Mar 20 Sep 20 Sep 19 Mar 20 Sep 20
Mar 20 New fundings Interest &
Pre-
& redraw Repayments payments
External refinance Sep 20
& closures
■Retail and UBank
Broker and Advantedge
■Business and Private
HOUSING LENDING VOLUME BY BORROWER AND
REPAYMENT TYPE²
Owner
Occupier
60.1%
Owner
Occupier
Interest
Only, 3.9%
Investor
Interest
Investor
Only, 13.1% Principal &
Interest,
26.8%
(1)
(2)
Owner Occupier
Principal &
Interest, 56.2%
Investor
39.9%
AUSTRALIAN MORTGAGES STATE PROFILE
VIC/TAS 32%
NSW/ACT
40%
Excludes Asia
Only includes housing loans to households based on APRA ARF 720.1 reporting definitions, and excludes counterparties such as private trading corporations
QLD 15%
WA 8%
SA/NT 5%
National
Australia
BankView entire presentation