Income Statement and Eurosystem Funding Review slide image

Income Statement and Eurosystem Funding Review

Total expenses Total expenses (€ mn) Other operating expenses Staff costs 114 105 104 103 102 56 47 45 44 43 58 59 59 58 59 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 Group Cost to Income Ratio 41% 39% 38% 34% 33% 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 • • Total expenses for 1Q2015 decreased to €102 mn from €114 mn for 4Q2014, mainly due to higher operating expenses in Cyprus for 4Q2014, due to advertising, regulatory and ECB Comprehensive Assessment related costs, listing costs, and other advisory fees. Staff costs for 1Q2015 at €59 mn broadly at the same level as for the previous quarters The cost-to-income ratio for 1Q2015 stands at 38% compared to 41% for the 4Q2014, partly due to increased other operating expenses during 4Q2014 Bank of Cyprus KOINO WKYNРIW 2235 11
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