Investor Contacts and Regular Meetings Schedule
Bank of Russia
FINANCIAL SECTOR OVERVIEW
The Central Bank of the Russian Federation
26
Banking sector assets, RUB tn, rhs
BANKING SECTOR: KEY FIGURES (1)
Active supervision and tighter regulation allowed to strengthen the health of the banking sector
Figure 10: In 2013-2017 more than 300 licenses were revoked
causing almost no impact on the banking sector's total assets
Number of credit institutions, Ihs
Figure 11: Mortgage lending remains key growth driver amid
falling rates
Mortgage lending to GDP ratio, %, Ihs
Average weighted interest rate, %, rhs
1200
978
1000
800
600
41.6
HITI
96
5.9%
5.6%
14.0%
85.2
80
5.3%
13.0%
64
4.6%
12.0%
561
11.9%
48
4.0%
11.0%
400
200
0
2011
2012
2013
2014
2015
2016
2017
32
3.3%
10.6%
10.0%
16
2.7%
2.2%
9.0%
2.0%
8.0%
2011 2012 2013 2014
2015 2016
2017
Figure 12: In April 2018 corporate deposits grew by 3.7% YoY to
25.2 RUB tn
Corporate deposits, RUB tn, Ihs
Figure 13: In April 2018 retail deposits demonstrated growth by
10%, reaching 26.7 RUB tn
Retail deposits, RUB tn, Ihs
YoY (ccy adj., by credit institutions operating as of the reporting date) rhs
YoY (ccy adj., by credit institutions operating as of the reporting date) rhs
30.0
28.0 27.1
20%
27.0
26.7 30%
15%
25.5
25%
25.2
23.2
26.0
10%
24.0
19.2%
20%
24.0
5%
22.5
15%
22.0
0%
21.0
10%
3.8%
3.7%
20.0
-5%
10%
19.5
5%
18.0
-10%
18.0
0%
12.15 03.16 06.16 09.16 12.16 03.17
06.17
09.17 12.17 03.18
12.15 03.16
06.16
09.16
12.16 03.17 06.17 09.17 12.17 03.18
Source: Bank of RussiaView entire presentation