dLocal Investor Day Presentation Deck

1 Unique product: addressing multiple problems/complexities Fragmented payment systems and methods >Unstable, volatile and complex regulatory environments V Complex, dynamic and multi-layered taxation regimes Distinct consumer behaviors Other 59% Other 72% 2022 local-to-local TPV O 2022 cross-border TPV O Credit card 41% Credit card 28% Payment methods Other than Credit cards accounted for two thirds of TPV in 2022 O Bank transfers Digital wallet °0⁰ Cash alike payments Local APMs Debit card Mobile Payments d. 30

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