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AUSTRALIA & NEW ZEALAND AUSTRALIA GROSS NEW HOME LOAN ACCOUNTS - AUS¹ #000 REGISTERED ANZ APP CUSTOMERS #m 179 170 3.8 3.3 119 87 106 2.9 55 - AUS DIGITAL SALES % of total retail sales 40% 30% 49% 92 64 64 FY19 FY20 FY21 Sep 19 Sep 20 Sep 21 FY19 FY20 FY21 1H 2H NEW ZEALAND GROSS NEW HOME LOAN ACCOUNTS - NZ1 KIWISAVER SUPERANNUATION #000 FUM NZDb 82 19.1 74 68 16.4 40 37 30 14.8 37 38 42 FY19 FY20 FY21 1H 2H 26% DIGITAL SALES NZ % of total personal sales 38% 41% Sep 19 Sep 20 Sep 21 FY19 FY20 FY21 1. Includes increases to existing accounts and split loans (fixed and variable components of the same loan) ANZ 59

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