Investor Presentaiton

Stable Monetary Environment Despite Challenges Well Maintained Inflation Ensured Price Stability Strengthened Monetary Policy Framework (%) 20 20 ICPI (%, yoy) rhs 8.00 •Core (%, yoy) - lhs 19 August 2016 The New Monetary Operation Framework 7.00 LF Rate: 7.00 15 Volatile Food (%, yoy) - lhs2 6.00 BI Rate: 6.50 Administered (%, yoy) - lhs 5.00 10 10 2.34 4.00 5 H 2.03 3.00 1.81 2.00 2.06 0 2013 2014 2015 2016 2017 2018 2019 2020 2021 Mar-22 Rupiah Exchange Rate Fared Relatively Well Compared to Peers 2022 vs 2021 (YTD) Credit Growth Profile % yoy 20.0 Jan-16 Apr-16 Jul-16 Q4-2016 Q3-2017 -9.16 15.0 -9.06.60 Q2-2018 Q1-2019 Q4-2019 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 TRY 36.53 JPY EUR KRW INR PHP MYR SGD THB IDR CNY ZAR BRL -40.0 -5.28 -5.83 -5.25 3,67 --2,535 ■point-to-point average 4.774 -245 -21197 18-Apr-22 ±3.39.7 0.77 -0.70 -0.35 -0.14 1.56 18.55 -2.04 18.60 4.96 -30.0 -20.0 -10.0 0.0 10.0 20.0 30.0 Source: Reuters, Bloomberg (calculated) 10.0 5.0 0.0 -5.0 -10.0 Jan-15 Jul-15 Jan-16 Jul-16 Jan-17 Total Growth Working Capital Loans Investment Loans Consumption Loans Jul-17 Jan-18 Jul-18 Jan-19 LF Rate: 4.25 BI 7Day RR Rate: 3.50 DF Rate: 2.75 Sep-21 Dec-21 וווווו Mar-22 Jul-19 Jan-20 Jul-20 Jan-21 Mar-21 May-21 Jul-21 Sep-21 Nov-21 Jan-22 Mar-22 7.68 I 6.03 5.58 6.65 98 Apr-22

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