KASIKORNBANK Strategic Acquisition slide image

KASIKORNBANK Strategic Acquisition

Million Persons K KASIKORNTHAI Tourism ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Despite bottoming in 2021, Thailand's tourism industry in 2022 will still be far from pre-COVID level %Tourism Revenue to GDP (%) 20% 18.2% 17.9% 11.6% 11.4% 10% 5.2% 6.5% 3.0% 2.1% 6.6% 2.0% 10 0% T 2018 2019 2.2% 2020 3.8%-6.1% 2.9%-4.2% 0.9%-1.9% 2021e 2022f %Foreign tourism revenue to GDP %Domestic tourism revenue to GDP ■ Outlook for tourism sector remains highly uncertain, thus, the number of foreign tourist arrivals in Thailand in 2022 may be around 2-4 million persons ■ If no serious reemergence of COVID-19 prompts government to impose stringent containment measures as in 2021, domestic travel is expected to report steady growth. Preliminarily, KResearch projects Thais will make around 109-155 million domestic trips in 2022 %Total toursim revenue to GDP No. of Foreign Tourists and Domestic Trips 166.0 172.7 180 109-155 130 50 38.2 39.9 90.6 66.7 80 25 30 6.7 0.42 2.0-4.0 0 2018 -20 2019 2020p 2021e 2022f No. of Foreign tourists (persons) -No. of Domestic trips Note: As of Jan 2022, KReseach estimates tourism data for 2021 to 2022 Million Trips (Bt bn) Tourism Revenue 4,000 2,947 2,994 3,000 1,876 1,912 634-1,008 2,000 ,071 ,082 329 1,000 813 480-698 339474 297 154-308 32 0 2018 2019 2020 2021e 2022f ■Foreign Tourism Revenue Domestic Tourism Revenue Total Revenue 22บริการทุกระดับประทับใจ K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Property Market: New project launching rebound on the first 2 months; nonetheless, market remain high uncertainly Supply Side: New Housing Completions and New Projects Launched in BMR* Outstanding Mortgage Loans to Individuals and Property Developers to GDP % of GDP 30 125 25 20 16.8 15 10.4 10 1,000 Units 150 100 50 0 2008 2009 2010 2011 2012 2013 2014 2015 2016 2011 250 200 146 161 178 151 159 182 174 196 175 163 197 206 197 2012 2013 Demand Side: Transferred Properties in BMR* 2014 2015 2016 2017 2018 2019 1,000 Units New Housing Completions New Projects Launched 170 150 131 133 130 117 124 111 125 14 114 119 110 102 132 108 131 81 127 90 86 115 112 109 66 68 101 70 73 58 50 30 50 10 -10 2006 2007 2008 60.5 2017 2018 2019 2020 2021 2M2021 27.1 166 2021 15.7 7.1 2M21 2M22 20.6 20.3 2M2022 4.7 0 1993 1997 2001 Loans to Property Developers 2005 2009 2013 2017 1Q21 Housing Loans ■Mortgage loans to GDP are higher than pre-crisis level, due to factors such as changes in consumer behavior, intense competition among banks, and a more accessible credit market ■ Outstanding loans granted to property developers to GDP was 4.7% in 1Q21, still lower than pre-crisis level ■Supply Side: New housing projects launched in 2M22 increased 121.1% YoY, compare to the low base in the last year ■Demand Side: In 2M22, property transactions contracted 1.5% YoY, with a rise in household debt and high concern about employment security ■Mortgage NPLs among Thai commercial banks was at 3.74% in 1Q21, compared to 3.78% in 2020 Sources: National Economic and Social Development Council (NESDC), BOT, Real Estate Information Center (REIC), Agency for Real Estate Affairs (AREA), and KResearch Note: *Including Condominium, Single House, and Townhouse; BMR = Bangkok and Metropolitan Area บริการทุกระดับประทับใจ 166 165
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