March 2022 Investor Presentation
COMPANY SNAPSHOT
What we do: Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company
with roughly $1.2 billion of personal/commercial residential and commercial general liability premium across its multi-
state footprint.
QUICK FACTS
Personal residential insurer in 16 US states & licensed
in 1 additional state
19th largest homeowners' insurer nationwide (as of
12/31/2020)
Commercial residential insurer in FL, NY & NJ
4th largest non-liability commercial multiple peril (CMP)
insurer in FL (as of 12/31/2020)
Vertically
integrated structure
with in-house
underwriting, actuarial, customer service, claims
processing and adjusting functions (3rd parties used as
needed)
648 employees (637 full-time)
➤ Founded in 2012, followed by IPO in 2014
Headquartered in Tampa, FL
NYSE: HRTG
MARKET/FINANCIAL DATA
Market Cap/Stock Price: $156 million/$5.59
Annual Dividend/Yield Per Share: $0.24/4.3%
Remaining share repurchase authorization: $25.0 million.
Total Equity/BVPS: $343.1 million/$12.82
Total Assets: $2.0 billion
In-Force Premiums: $1.2 billion
Financial Strength Ratings:
Demotech: HPCIC (A), NBIC (A), ZIC (A Prime)
Kroll: HPCIC (BBB+), NBIC (A-), ZIC (BBB+)
Investment grade issuer rating (Kroll: "BBB-")
March 2022 Investor Presentation
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