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Investor Presentaiton

Robust Funding Management and Credit Profile Diversified and Balanced Funding Mix Sources of funds mix (%) IFC,MF(15.91%) Others(*) (5.22%) No Exposure to Short term loan incl CPS 20+ Lender Relationships NHB International Finance Corporation NHB(29.37%) Banks(49.49%) Avg. tenure of H1FY22 FY21 FY20 borrowings 81.2 83.3 83.2 19 • Credit Rating A+ by ICRA and CARE Others represents Securitisation Public Sector Private Sector DFI HDFC Bank Federal Bank SBI Bank of Baroda Axis Bank DCB Bank PNB Bank of India APTUS™
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