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Investor Presentaiton

| Higher contribution of basic intermediate business income S 中国民生银行 CHINA MINSHENG BANK $ Fee income of agency and custody businesses RMB6,339 million up by RMB1,317 million YoY 26.22% *Enhanced agency sales of wealth management products *Satisfied the demands of customers for stable and secure fund allocation Fee and commission income RMB 13,441 million up by RMB1,188 million YoY 9.70% Settlement fee income RMB 1,096 million up by RMB286 million YoY 35.31% *Extensively established ecosystem scenarios *Improved the quality and effectiveness of settlement services and comprehensive development of customers H1-2023 | 5 Serving the public, caring about people's livelihood

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